Terms of Use Policy

TERMS OF USE OF WEB SITE FOR NATIONAL STANDARD

Please read the terms and conditions in this Terms of Use agreement (the “Agreement”) carefully. By accessing or otherwise using this website (www.nationalstandardfinance.com or www.natstandard.com) (the “Site”), you agree to be bound by the terms and conditions in this Agreement.  If you do not accept these terms and conditions, do not use this Site.

This Agreement is a contract between you and National Standard Finance, LLC and its affiliates (referred to below as “National Standard” or “we” or “us”), and applies only to this Site and not to other Sites that may be accessible from or linked to this Site. We are responsible only for the content of our own Site. National Standard does not warranty the accurateness or completeness of the information on this Site, and may alter or modify any content at any time without notice. You should not rely upon the content of the Site to form any financial or business decision of any type. If you have questions, please consult National Standard directly to answer any questions or correct any information that may be inaccurate or incomplete on this Site.

National Standard may change this Agreement from time to time, at our sole discretion. If we make any substantial changes in this Agreement, we may notify you by reasonable means, including by posting a prominent announcement on our home page.  Please check this page regularly to ensure that you are familiar with the current version of the Agreement.  By your continued use of the Site after publication of the revised Agreement, you accept and agree to the terms and conditions in the revised Agreement.

Restrictions on Use

While using the Site, you agree to comply with this Agreement and all applicable laws, rules and regulations, and will not encourage or promote any activity that violates this Agreement.

By accessing or otherwise using the Site, you agree that you will not under any circumstances:

Copy or print material from the Site (including but not limited to individual Site pages or any information posted on the Site) for commercial purposes without our prior permission.  You must also get our permission before making more than minimal copies of Site materials or copying large portions of the Site.  Any use of Site materials must not alter the original Site content, including all legal notices and legends link to or frame this Site or any portion thereof;

No Offer or Advice

You acknowledge that the content of the Site is for general, informational purposes only, not for marketing or soliciting and is not intended to constitute an offer to sell or buy any securities, make an investment, make loans, offer advice or promise to undertake or solicit business, and may not be relied upon.  Offers can only be made where lawful under, and in compliance with, applicable law. We make no representations that any information provided via the Site is accurate, current, reliable or complete and the information is subject to change without update to the Site or without public notice. You are solely responsible for evaluating the risks and merits regarding the use of the Site and any services provided herein. We are not utilizing the Site to provide investment, legal, accounting, tax or other professional advice, and nothing on the Site is to be deemed a recommendation that you buy, sell or hold any security or other investment or that you pursue any investment style or strategy. If you would like investment, accounting, tax or legal advice, you should consult with your own advisors with respect to your individual circumstances and needs.  Any transactions or news listed on the Site are included as representative transactions and are not necessarily reflective of overall performance.

Forward-Looking Statements and Past Performance

The contents of the Site may contain forward-looking statements that are based on beliefs, assumptions, current expectations, estimates, and projections about the financial industry, the economy, National Standard itself or its investments. These statements are not guarantees of future performance and involve certain risks, uncertainties and assumptions that are difficult to predict with regard to timing, extent, likelihood and degree of occurrence. Therefore, actual results and outcomes may materially differ from what may be expressed or forecasted in such forward-looking statements. Furthermore, National Standard undertakes no obligation to update, amend or clarify forward-looking statements on this Site, whether as a result of new information, future events or otherwise.  Furthermore, past performance is not indicative of future results; no representation is being made that any investment will or is likely to achieve profits or losses similar to those achieved in the past, or that significant losses will be avoided.

Ownership

The Site and all content included on the Site, such as graphics, logos, articles and other materials, is the property of National Standard or others and is protected by copyrights, trademarks and other intellectual property rights owned by National Standard or third parties that have licensed their materials or provided services to us.   National Standard reserves all of its intellectual property rights in the Site and in the content included on the Site, and this Agreement does not grant you any right or license with respect to any such intellectual property.  You agree not to sell, license, copy, reproduce, modify, republish, transmit, edit, adapt, create derivative works from, distribute or otherwise make unauthorized use of any such intellectual property from the Site without express written permission from National Standard.  You agree not to reverse-engineer, decompile, disassemble or otherwise attempt to extract or discover the source code of the Site or any part thereof, except and only to the extent that such activity is expressly permitted by applicable law notwithstanding this limitation.

Submissions

As our Site indicates, we welcome your questions about us and our company, financial products and professional services. Please be advised that any comments, suggestions, ideas or any other information that you send to us through our Site (collectively, your “User Information”) may not be treated as confidential.  We do not accept unsolicited cold calls, all unsolicited inquiries and questions should be delivered via the Contact page of the Site.

Third Party Content

Some items and information of the content on the Site is produced by users, publishers, web designers, and other third parties and is not controlled by National Standard. You acknowledge that such content is the sole responsibility of the third party person or organization that created it and we assume no responsibility for any third-party content or information.  Although National Standard reserves the right to review all content and information that appears on the Site and to remove any content or information at National Standard’s discretion, we do not necessarily review all or any of it.  Access and use of third party content made available through the Site is solely at your own risk and National Standard makes no warranties, express, statutory, or implied, with respect to such third party content or information.  This Agreement does not govern your use of any site or service other than the Site. You should review applicable terms and policies of any linked third party content, information or websites.  To the maximum extent permitted by applicable law, we will not be liable for any content submitted, posted, linked to, shared or otherwise made available via the Site, including, but not limited to, any inaccuracies, errors or omissions in any content, any intellectual property infringement with relation to the linked content, or any loss or damage of any kind incurred as a result of the use of any content linked in or otherwise made available via the Site.

International Use

Due to the global nature of the Internet, this Site may be accessed by users in countries other than the United States. We make no warranties that materials on this Site are appropriate or available for use in such locations. National Standard does not offer its financial products and services in all countries and jurisdictions and is limited to locations at the discretion of National Standard and where law permits. If it is illegal or prohibited in your country of origin to access or use this Site, then you should not do so. Those who choose to access this Site outside the United States do so on their own initiative and are responsible for compliance with all local laws and regulations. National Standard assumes no responsibility for content translation errors in other languages. National Standard complies with all United States of America laws regardless of location of any potential business or client geographically.

Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SITE, ACCESS TO THE SITE, AND ALL RELATED CONTENT, SERVICES AND INFORMATION ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY REPRESENTATION OR WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, OR ANY GUARANTY OR ASSURANCE THE SITE WILL BE AVAILABLE FOR USE OR THAT ALL INFORMATION, CONTENT, MATERIALS, PRODUCTS, FEATURES, FUNCTIONS OR OPERATIONS WILL BE AVAILABLE OR PERFORM AS DESCRIBED.  NATIONAL STANDARD DOES NOT WARRANT THAT ANY PART OF THE SITE WILL OPERATE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS WILL BE CORRECTED. NATIONAL STANDARD DOES NOT WARRANT THAT THE SITE, INFORMATION, CONTENT, MATERIALS, PRODUCTS OR OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE SITE OR ELECTRONIC COMMUNICATIONS SENT FROM THE SITE ARE FREE OF VIRUSES, MALICIOUS CODE OR OTHER HARMFUL COMPONENTS.  YOU EXPRESSLY AGREE THAT YOUR USE OF THE SITE OR RELIANCE UPON ANY OF THE MATERIALS ON THE SITE IS AT YOUR SOLE RISK

Limitations of Liability

WE ARE NOT RESPONSIBLE FOR ANY DAMAGES OR INJURY, INCLUDING BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE AND CONSEQUENTIAL DAMAGES, THAT RESULT FROM YOUR USE OF (OR INABILITY TO USE) THIS SITE, OR FROM ANY INFORMATION, CONTENT, MATERIALS, PRODUCTS OR OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE SITE, INCLUDING ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION, COMPUTER VIRUS, LINE FAILURE, OR OTHER COMPUTER MALFUNCTION.

Indemnity

To the maximum extent permitted by law, you agree to indemnify, defend and hold harmless National Standard, its managing members, licensors, officers, directors, employees, agents, trustees, subsidiaries, advisors, shareholders, parent companies and affiliates (the “Indemnitees”) from and against all third party complaints, charges, claims, losses, expenses, damages, costs, liabilities and expenses (including, but not limited to, reasonable attorneys’ fees) due to, arising out of, or relating in any way to: (a) your access to or use of the Site and (b) your breach of this Agreement, in each case unless caused by such Indemnitee’s misrepresentation, gross negligence, willful misconduct or fraud.

Governing Law

You agree that your use of this Site, the Privacy Notice and this Agreement and any disputes relating to any of them shall be governed in all respects by the laws of the State of New York. Any dispute relating to the above shall be resolved solely in the state or federal courts located in Manhattan, New York, United States of America.

Termination

This Agreement is effective unless and until terminated by either you or National Standard.  You may terminate this Agreement at any time, provided that you discontinue any further use of the Site.  We also may terminate this Agreement, in our sole discretion, at any time and may do so immediately and without notice, and accordingly deny you access to the Site.  The following provisions survive the expiration or termination of this Agreement: No Offer or Advice; Forward-Looking Statements and Past Performance; Ownership; Submissions; Third Party Content; Disclaimers; Limitation of Liability; Indemnity; Governing Law; and Miscellaneous.

Miscellaneous

If a portion of this Agreement is determined to be unlawful, void or unenforceable, it will not affect the enforceability of the remaining provisions and the remaining provisions will continue in effect.  If any unlawful and/or unenforceable provision would be lawful or unenforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.  Headings used in this Agreement are for reference purposes only and in no way define or limit the scope of the section.
This Agreement was last updated on December 15th, 2017.